Updated 2026-02-15 · 4 min read
Cursor Pro costs $20/month ($240/year) for an AI-powered code editor built on VS Code. It's essentially VS Code with deep AI integration — multi-file editing, codebase-aware chat, and smart completions. But with GitHub Copilot Free now offering 2,000 completions/month in regular VS Code, the value gap is narrowing.
| Plan | Price | Includes |
|---|---|---|
| Hobby (Free) | $0 | 2,000 completions + 50 slow premium requests |
| Pro | $20/mo | Unlimited completions + 500 fast premium requests |
| Business | $40/mo/seat | Admin + privacy mode + centralized billing |
Many developers pay for multiple AI coding tools without realizing the overlap:
| Tool | Monthly | What It Does |
|---|---|---|
| Cursor Pro | $20 | AI code editor (completions + chat + edit) |
| GitHub Copilot | $10 | AI completions in VS Code (same thing) |
| ChatGPT Plus | $20 | AI chat (also does code) |
| All three | $50/mo ($600/yr) | Massive overlap |
If you have Cursor Pro AND Copilot, you're paying for the same functionality twice. Pick one.
Cursor Free gives you 2,000 completions/month — try it before paying $20/month. If you're also paying for GitHub Copilot or ChatGPT Plus, you have significant overlap. For most developers, one AI coding tool at $10-20/month is enough. Cancel the duplicates.
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