How to Cancel Credit Sesame in 2026 — The Free Tier Is All You Need

Updated February 2026 • 4 min read

Cancel Premium Plans

1. Go to creditsesame.com/account/settings
2. Sign in → Subscription
3. Click Cancel subscription
4. Your account downgrades to Free — you keep basic monitoring

Cancel Through App Stores

• iPhone: Settings → Apple ID → Subscriptions → Credit Sesame → Cancel
• Android: Google Play → Payments & subscriptions → Credit Sesame → Cancel

Credit Sesame Plans

• Free: Monthly TransUnion monitoring, VantageScore, $50K ID theft insurance, credit analysis
• Advanced Credit ($9.95/mo): Daily monitoring, 3-bureau reports
• Pro Credit ($15.95/mo): Everything above + $1M insurance, dark web monitoring
• Platinum Protection ($19.95/mo): Full identity protection suite

Free Credit Monitoring Stack

You don't need to pay anyone for credit monitoring:

• Credit Karma (free): TransUnion + Equifax monitoring, VantageScore
• Credit Sesame Free: TransUnion monitoring, $50K insurance
• Your bank/card (free): Most provide free FICO score
• AnnualCreditReport.com (free): Weekly full reports from all 3 bureaus
• Credit freeze (free): Best identity theft protection — freeze at all 3 bureaus

Together, these free services cover more ground than any $20/month premium plan.

Get a Refund

• Contact support through the Credit Sesame website
• Apple/Google: refund through those platforms
• Trial conversions: request refund within 7 days