How to Cancel Clover POS in 2026
Updated February 2026 • Difficulty: Hard
🚨 Warning: Clover POS cancellation can be complex. You may face equipment lease obligations, early termination fees ($250-500+), and processing contract terms. Read your merchant agreement before calling.
How to Cancel (Phone Required)
- Call Clover/Fiserv at 1-855-853-8340
- Have your merchant ID number ready
- Request cancellation of your merchant account
- Ask about equipment return or buyout requirements
- Request written confirmation via email
- Follow up with a written cancellation letter to merchantservices@fiserv.com
The Equipment Trap
Clover hardware is often acquired through merchant service providers (resellers), not directly from Clover. How you got your equipment determines your cancellation complexity:
- Purchased outright: You own it. But Clover devices are locked to your merchant account — they become paperweights after cancellation
- Leased: You may owe remaining lease payments ($50-150/month × remaining months). Some leases are non-cancelable
- From a reseller: Contact the reseller, not Clover directly. Resellers often have their own cancellation terms on top of Clover's
Clover Costs
- Software: $14.95-89.95/month depending on plan
- Processing: 2.3-3.5% + $0.10 per transaction
- Hardware: $49 (Clover Go) to $1,799 (Clover Station Duo)
- Total annual cost: $2,000-5,000+ for a small business
Better Alternatives
- Square — no monthly fees on basic plan, 2.6% + $0.10 per tap/dip, free card reader. Most popular for small businesses
- Toast — best for restaurants, $0/month starter plan, purpose-built for food service
- Shopify POS — great if you also sell online, $39/month includes POS
- SumUp — 2.75% flat rate, no monthly fee, simple card reader
💡 Key Lesson: Never lease POS equipment. Square gives you a free card reader and charges no monthly software fee. If you need a countertop terminal, buy it outright ($299-799 for Square Terminal vs. $1,000+ for Clover Station).
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