How to Cancel Brigit in 2026 (Stop Cash Advances + Cancel $9.99/Month)

Updated 2026-02-20 · 5 min read

💳 $120/Year to Borrow Your Own Money

Brigit Plus costs $9.99/month ($120/year) for cash advances up to $250. No tips like Dave, but the membership itself IS the fee. If you borrow $250 monthly and pay $9.99/month for the privilege, that's an effective 48% APR. And Brigit's "automatic advance" feature means it sends you money (and charges the fee) even when you don't ask — because their algorithm decided you "might" overdraft.

Brigit's Plans

Brigit Free: Overdraft alerts, budgeting tools, credit building — no cash advances
Brigit Plus: $9.99/month — cash advances up to $250, automatic advances, identity theft protection
Express delivery: $0.99-$3.99 for instant advance (vs 2-3 day free delivery)
Auto-advance: Brigit automatically sends advances when it predicts you'll overdraft — you can't opt out of this on Plus

How to Cancel Brigit Plus

Pay off any outstanding advance balance first
Open Brigit app → Profile → Subscription
Tap Cancel Subscription
Brigit will offer to downgrade to the free plan — this keeps your account but removes cash advances
If you want to delete entirely, continue to account deletion

If Subscribed via App Store

iPhone: Settings → your name → Subscriptions → Brigit → Cancel
Android: Google Play → Payments & Subscriptions → Brigit → Cancel
Important: If you subscribed through the App Store, canceling in-app may not stop billing — always check your platform's subscriptions

Delete Your Brigit Account

Cancel subscription first
Ensure advance balance is $0
Go to Profile → Settings → Delete Account
Or email support@brigit.com requesting deletion
Revoke bank access: Check your bank's connected apps and remove Brigit/Plaid

Cash Advance App Comparison

Monthly cost to borrow $250:

Brigit: $9.99 membership = $9.99/month

Dave: $5 membership + ~$15 tip = $20/month

Earnin: $0 membership + ~$10 tip = $10/month

Albert: $14.99 membership = $14.99/month

Your bank (overdraft): usually $0 now = $0/month

Emergency fund: $0 forever = $0/month

The cheapest cash advance app is still more expensive than not needing one.

Break Free: Build a $500 Buffer

Cancel Brigit: Save $9.99/month immediately
Absorb one tough paycheck: Use food banks, skip non-essentials, sell unused items
Auto-save $25/week: In 5 months you have your $500 emergency fund
Never need a cash advance again: The buffer covers what Brigit was covering, permanently, for free

💡 The Cash Advance App Industry Secret

These apps make money by keeping you in the advance cycle. Their business model depends on you never building an emergency fund. They don't offer financial education, savings tools, or paths out of the cycle — because that would lose them a customer. You building a $500 buffer is their worst nightmare.

🔍 Find Subscriptions Draining Your Paycheck

If you need cash advances, hidden subscriptions might be the reason. Upload your bank statement to JustCancel to find every recurring charge. Canceling $50/month in forgotten subscriptions might eliminate the need for advances.

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Quick Cancel Guide: Brigit

Direct cancel link + step-by-step instructions