Updated 2026-02-28 · 4 min read
BJ's Wholesale costs $55/year (Inner Circle) or $110/year (Perks Rewards). If you also have Costco or Sam's Club, BJ's is likely redundant. BJ's is primarily on the East Coast and competes directly with the other two — most people don't need more than one warehouse membership.
BJ's offers a full refund on membership fees if you're unsatisfied. However, unlike Costco's anytime refund, BJ's has specific refund windows. Cancel within the first few months for the best chance at a full refund.
BJ's is the only warehouse club that accepts manufacturer coupons on top of their own deals. This can make BJ's cheaper than Costco for specific items. If you're a serious couponer, this might be worth keeping. For everyone else, Costco or Sam's offers better overall value.
Warehouse clubs save money for families of 3+ who shop regularly. For singles and couples, the bulk sizes often lead to food waste that offsets savings. If you live near an Aldi, their prices are competitive with warehouse clubs without any membership fee.
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