How to Cancel Bitwarden Premium in 2026 (Downgrade to Free + Export Vault)

Updated 2026-02-26 · 6 min read

✅ Good News: Bitwarden Free Is Actually Great

Unlike most "freemium" services that cripple the free tier, Bitwarden Free includes unlimited passwords, unlimited devices, password generator, and cross-device sync — all for $0. The free plan is genuinely one of the best password managers available. Premium is only $10/year, and most people don't need it. This guide helps you figure out which features you actually use and whether downgrading makes sense.

What Premium Adds (and Whether You Need It)

Step 1: Export Your Vault (Safety Backup)

  1. Open Bitwarden Web Vault at vault.bitwarden.com
  2. Go to Tools → Export vault
  3. Choose format: Encrypted JSON (recommended — keeps everything encrypted) or CSV (plain text — be careful)
  4. Enter your master password to confirm
  5. Download and store the file in a secure location (encrypted USB drive or external hard drive)
  6. Delete the export after verifying — a CSV export contains all passwords in plain text

⚠️ Warning: CSV Exports Are Unencrypted

If you export as CSV, every password is in plain text. Anyone who finds that file has access to everything. Use encrypted JSON export unless you specifically need CSV for importing into another password manager. Delete the CSV immediately after import.

Step 2: Cancel Premium / Downgrade to Free

To cancel Premium and keep your free account:

  1. Go to vault.bitwarden.com → Settings → Subscription
  2. Click Cancel subscription
  3. Your premium features remain active until the current billing period ends
  4. After expiration, your account automatically drops to the Free tier
  5. All your passwords stay intact — you don't lose any saved logins
  6. TOTP codes stop generating, but your passwords, notes, and identities are untouched

To cancel a Families plan ($40/year):

  1. Same process: Settings → Subscription → Cancel
  2. Each family member keeps their individual free account
  3. Shared collections become inaccessible — have each member save shared items to their personal vault first

Step 3: Set Up Free 2FA (Replace TOTP)

If you used Bitwarden's built-in TOTP authenticator, you need to move your 2FA codes before downgrading:

  1. Download a free authenticator app: Aegis (Android), Raivo/2FAS (iOS), or use Apple's built-in Passwords app
  2. For each account with TOTP: go to that account's security settings → disable 2FA → re-enable 2FA → scan the new QR code with your free authenticator app
  3. Don't disable 2FA on all accounts at once — do them one at a time to stay protected
  4. Test each code before moving to the next account
  5. Save backup codes in your Bitwarden vault notes (these are just text, not a premium feature)

💡 Security Best Practice

Separating your 2FA codes from your password manager is actually more secure. If someone compromises your Bitwarden vault, they get both your passwords AND your 2FA codes if they're stored together. Using a separate authenticator app means an attacker needs to compromise two different systems.

Bitwarden Free vs. Other Free Options

If You Want to Delete Your Account Entirely

  1. Export your vault first (encrypted JSON)
  2. Import into your new password manager
  3. Verify all passwords transferred correctly
  4. Go to vault.bitwarden.com → Settings → Danger Zone → Delete Account
  5. Enter your master password to confirm
  6. This is permanent and irreversible — make absolutely sure your export is complete

💸 The Bottom Line

Bitwarden Premium is only $10/year — one of the fairest prices in tech. But if you're looking to cut every subscription, the free tier genuinely has everything most people need. Unlike canceling LastPass ($36/year) or Dashlane ($60-96/year), downgrading from Bitwarden Premium saves you just $10 — but you keep a fully functional, unlimited, cross-device password manager for free. That's rare.

Find Every Subscription You're Paying For

$10/year for Bitwarden is nothing — but what about the $50/month subscriptions you forgot about?

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Quick Cancel Guide: Bitwarden

Direct cancel link + step-by-step instructions

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