How to Cancel Aura in 2026 (Identity Theft Protection You Don't Need)

Updated 2026-02-21 · 7 min read

⚠️ The identity protection industry secret: Credit monitoring — Aura's core feature — is available for free from each of the three credit bureaus. The "dark web monitoring" that Aura charges $12-30/month for is trivially available through free services like Have I Been Pwned. Most of what you're paying for is fear-based marketing.

What Aura Costs in 2026

Step 1: Cancel Your Aura Subscription

  1. Log in to aura.com
  2. Click your profile → Account Settings
  3. Go to Subscription
  4. Click Cancel Subscription
  5. Aura will show retention offers and "what you'll lose" warnings — click through to confirm
  6. You'll keep access until the end of the billing period
💡 Alternative cancellation: If you can't find the cancel button online, call Aura at 1-855-712-0021 and say "I want to cancel my subscription." They'll try to retain you but must process the cancellation if you insist.

Aura Refund Policy

What Aura Provides vs. What's Free

Let's break down every Aura feature and its free equivalent:

Credit monitoring — Aura monitors all 3 bureaus
✅ Free alternative: AnnualCreditReport.com (free weekly reports), Credit Karma (free Equifax + TransUnion), most credit cards include free FICO monitoring
Dark web monitoring — Aura scans for your info on dark web
✅ Free alternative: Have I Been Pwned (free email breach alerts), Google Password Checkup (built into Chrome), Firefox Monitor
VPN — Aura includes a VPN
✅ Free alternative: ProtonVPN free tier (unlimited data, no logs, Swiss privacy)
Password manager — Aura includes password manager
✅ Free alternative: Bitwarden (free, open-source, cross-platform, independently audited)
Antivirus — Aura includes antivirus
✅ Free alternative: Windows Defender (99.5% detection rate) + macOS XProtect
$1M identity theft insurance — Aura's headline feature
⚠️ Reality: This covers recovery expenses (legal fees, lost wages), not stolen money. Your bank already reverses fraudulent charges. Most people never need to claim this insurance.
Credit lock — Aura lets you lock/unlock credit
✅ Free alternative: Freeze your credit directly at Equifax, Experian, and TransUnion — free by federal law since 2018

The Real Way to Protect Your Identity (Free)

These 5 steps provide better protection than any paid identity monitoring service:

  1. Freeze your credit at all 3 bureaus (free, takes 10 minutes total). This prevents anyone from opening accounts in your name — the single most effective identity theft prevention
  2. Use a password manager (Bitwarden, free) with unique passwords for every account
  3. Enable 2FA everywhere — use an authenticator app (not SMS) for banking, email, and social media
  4. Sign up for breach alerts at Have I Been Pwned (free)
  5. Check your credit weekly at AnnualCreditReport.com (free since 2023 — used to be annual only)
💰 Savings: Aura Family ($360/year) replaced by credit freeze (free) + Bitwarden (free) + ProtonVPN Free + Have I Been Pwned (free) + AnnualCreditReport.com (free) = $0/year. The free option is objectively more secure because a credit freeze prevents identity theft, while Aura only notifies you after it happens.

The Identity Protection Industry Is Fear-Based Marketing

Aura, LifeLock, Identity Guard, and similar services profit from your fear of identity theft. Their ads show worst-case scenarios and imply you're unprotected without them. But here's the truth: credit monitoring only tells you after someone has already used your identity. A credit freeze prevents it from happening. Monitoring is like a smoke alarm — useful, but a sprinkler system (credit freeze) is better. And the smoke alarm is free anyway.

If you've been a victim of a data breach (most Americans have), your breached company often provides 1-2 years of free identity monitoring anyway. Check your email for breach notification letters before paying Aura $144-360/year for the same service.

Is Aura quietly charging you?

Upload your bank statement — we'll find Aura, LifeLock, and every other identity/security subscription draining your account.

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Quick Cancel Guide: Aura

Direct cancel link + step-by-step instructions

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