Cancel AAA Membership in 2026: You Probably Already Have Roadside Assistance

Updated February 2026 • 8 min read

What AAA Actually Costs

Classic: $60-74/year — 3-mile tow, basic roadside
Plus: $104-124/year — 100-mile tow, extended coverage
Premier: $148-172/year — 200-mile tow, trip interruption
Associate members: $26-62/year per additional household member

A family of 4 on Plus can easily pay $300+/year. Over a decade, that's $3,000+ for a service most people use 0-1 times per year.

How to Cancel AAA

Method 1: Phone (Fastest)

Call your local AAA club (number on your membership card) or 1-800-222-4357
Say "I want to cancel my membership"
Request a pro-rata refund for unused months
Get written confirmation via email

Method 2: In Person

Visit any local AAA branch with your membership card. Cancellation is processed immediately.

Method 3: Written Request

Some AAA clubs allow cancellation by email or letter. Check your club's website for specific contact details.

Refund Policy

Pro-rata refund: Most clubs refund unused months minus a small processing fee
Auto-renewal: Cancel before your renewal date to avoid being charged for another year
Grace period: Some clubs offer a 30-day grace period on renewals for a full refund

Free Roadside Assistance You Already Have

Before canceling, check these sources — you likely already have coverage:

🚗 Free Sources of Roadside Assistance

Car insurance: GEICO, Progressive, State Farm, Allstate all offer roadside for $2-4/month (often already included)
Credit cards: Visa Signature, Amex Platinum/Gold, Citi Prestige include free roadside
Car manufacturer: Most new cars include 3-5 years of roadside (BMW, Toyota, Honda, Hyundai, etc.)
T-Mobile: Magenta and above plans include roadside assistance
Costco: Executive members get roadside assistance through the auto program

AAA vs Alternatives: Cost Comparison

AAA Plus: $124/year — 100-mile tow, 4 calls/year
GEICO Emergency Road Service: $24/year ($2/mo add-on) — comparable coverage
Honk/Urgent.ly (pay-per-use): $50-100 per tow — cheaper if you need service less than once a year
Better World Club: $65-110/year — like AAA but eco-focused, includes bicycle roadside

When AAA Is Worth Keeping

You drive an older or unreliable vehicle and need roadside 2+ times/year
You heavily use AAA discounts (hotels, restaurants, theme parks — verify these actually save money)
You use AAA for insurance, travel booking, or DMV services (some clubs offer these)
You travel to remote areas where pay-per-use services have limited coverage

⚡ The Discount Myth

AAA promotes "member discounts" heavily, but most are 5-15% off hotel rates — rates that are often higher than booking directly through the hotel or using a discount site. Calculate your actual savings before counting on discounts to justify the membership.

🔍 What auto-related subscriptions are you paying for?

AAA, SiriusXM, OnStar, extended warranties, insurance — upload your bank statement to JustCancel to find every recurring charge.

⚡

Quick Cancel Guide: Aaa Membership Detailed

Direct cancel link + step-by-step instructions