How to Cancel AAA Membership 2026 — Is $60-180/Year for Roadside Assistance Worth It?

Updated March 2026 • 7 min read

AAA (American Automobile Association) charges $60-180/year for roadside assistance that most people already have for free through their car insurance, credit card, or car manufacturer. It's one of those memberships people keep out of habit — "what if I need a tow?" — without realizing they're paying for something they already have.

⚠️ Before you cancel: Check if your car insurance, credit card, or vehicle manufacturer already includes roadside assistance. Most do. You might be paying $60-180/year for a duplicate service.

AAA Membership Costs

Classic: $60-74/year — 3 tows up to 5 miles each (basically useless)
Plus: $104-124/year — 4 tows up to 100 miles
Premier: $148-180/year — 4 tows up to 200 miles
Per additional family member: $25-72/year each

The Classic tier is a joke — a 5-mile tow barely gets you to the next exit. Most people who keep AAA need the Plus or Premier tier, which means $100-180/year.

How to Cancel AAA Membership

Cancel by Phone (Fastest)

Call 1-800-222-4357 (1-800-AAA-HELP)
Say "I want to cancel my membership"
They WILL try to retain you — be firm
Request written confirmation of cancellation

Cancel In Person

Visit your local AAA branch
Bring your membership card and ID
Request cancellation at the counter

Cancel Online (Limited)

Some AAA clubs allow online cancellation through your account at aaa.com. Log in → Membership → look for cancellation option. But many regional AAA clubs require phone or in-person cancellation — because of course they do.

🚨 Refund policy: AAA prorates refunds if you cancel mid-year, but some clubs charge a cancellation processing fee ($10-25). If you're near your renewal date, wait until then and simply don't renew.

Free Roadside Assistance You Probably Already Have

Your car insurance: GEICO, State Farm, Progressive, and most major insurers include roadside for $2-4/month (often already included)
Your car manufacturer: Most new cars include 3-5 years of complimentary roadside (Toyota, Honda, Hyundai, Kia, BMW, Mercedes, etc.)
Your credit card: Visa Signature, Amex, and many premium cards include roadside assistance
Tesla/Rivian/EVs: Most EV manufacturers include roadside for the life of warranty
Costco: Costco auto insurance includes roadside assistance

Cheaper Alternatives to AAA

Insurance roadside add-on: $2-4/month ($24-48/year) through your existing car insurance — usually cheaper than AAA
Honk/Urgently: Pay-per-use roadside — ~$50-80 per tow, no annual fee. Only pay when you actually need it
Better World Club: $60-80/year — like AAA but eco-friendly and includes bicycle roadside
T-Mobile: Some plans include roadside assistance

When AAA IS Worth Keeping

Older vehicles: If your car breaks down frequently, the unlimited calls make AAA worthwhile
Long road trips: The 100-200 mile tow on Plus/Premier is genuinely valuable in remote areas
You use the discounts: AAA hotel discounts (5-10%), rental car savings, and travel booking can offset the cost — but only if you actively use them
No alternatives: If your insurance doesn't include roadside and your car's warranty has expired

💡 The math: If you use AAA once per year for a tow, you're paying $60-180 for a service that costs $50-80 out of pocket. Unless you use it 2+ times per year or depend on the long-distance tow, you're better off with pay-per-use or your existing insurance.

📊 Find Duplicate Services

Upload a bank statement and we'll find every subscription — including memberships that overlap with services you already have.

Scan Your Subscriptions — $5 One-Time

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Quick Cancel Guide: Aaa Membership

Direct cancel link + step-by-step instructions