Updated February 2026 · 7 min read
AI subscriptions are the new streaming services. First you signed up for ChatGPT. Then Claude because it was "better at writing." Then Perplexity for research. Then Midjourney for images. Then Copilot for coding. Before you knew it, you're paying $80-200/month for AI tools — more than your streaming stack.
Sound familiar? Here's every major AI subscription ranked by price, with honest advice on which ones you actually need.
Here's the thing nobody talks about: most AI tools do the same thing. ChatGPT, Claude, Gemini, and Copilot all answer questions, write content, analyze documents, and help with code. Paying for all four is like subscribing to Netflix, Hulu, Disney+, AND Peacock to watch the same shows.
General AI assistants (pick ONE):
Coding assistants (pick ONE):
Writing tools (you probably don't need a separate one):
For most people, here's what you actually need:
Savings vs. subscribing to everything: $160+/month ($1,920/year)
Before paying for any AI tool, try this: use the free tiers of 2-3 services in rotation. ChatGPT's free tier hits your limit? Switch to Claude free. Claude limited? Use Gemini (which is very generous with free access). Most casual users never need to pay at all.
For research specifically, Perplexity gives 5 free Pro searches per day. That's enough for most people. Save your $20/month.
Ask yourself these questions for each AI subscription:
Good news: AI companies are generally better about cancellation than gyms or cable companies. Most let you cancel directly from settings with no phone calls required. Here are direct links:
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